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Health Insurance in Retirement: Before and After Age 65

3 days ago
3 min read

Medicare FAQs

Turning 65 and confused about Medicare? You're not alone. In this video, retirement strategist Sara Stiles of Omnia Executive Retirement and RISE Consulting sits down with Medicare expert Cameron Johnson of Apollo Health Insurance to break down Medicare enrollment, costs, and coverage in plain language.



In this video, you'll learn:

  • When to enroll in Medicare and how the initial enrollment period works

  • What happens if you miss your Medicare deadline

  • How much Medicare costs, including Part B premiums and IRMAA

  • The difference between Original Medicare and Medicare Advantage

  • What Medicare covers and doesn't cover, including dental, vision, Part D, and long-term care

  • What to do before your retirement date to avoid penalties


Medicare Open Enrollment runs through December 7. If you're reviewing your coverage or planning ahead for retirement, now is a great time to reach out.


Pre-65 Health Insurance FAQs

Retiring before 65 and wondering how you'll handle health insurance? Since Medicare doesn't start until 65, early retirees need a plan to bridge the gap. In this video, retirement strategist Sara Stiles of Omnia Executive Retirement and RISE Consulting sits down with Miles Serig, Director of Business Development at Apollo Health Insurance, to walk through the health insurance options many early retirees don't know they have.



In this video, you'll learn:

  • Health insurance options before 65, beyond just the ACA

  • How COBRA compares to private health insurance

  • How underwriting and pre-existing conditions are handled

  • How retirement withdrawals and Roth conversions can affect ACA subsidies

  • When to start planning for long-term care

  • What to do when one spouse is on Medicare and the other isn't

  • How HSAs and HRAs can fit into your retirement plan


With the right planning, retirement may be closer than you think.


Want to learn more? Contact us today! (913) 363-7401 | info@riseconsultingus.com. 

Click HERE to view the YouTube Channel.




IMPORTANT DISCLOSURES: All written content on this site is for information purposes only. Opinions expressed herein are solely those of RISE Consulting, LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by RISE Retirement, LLC dba RISE Consulting, LLC, a Registered Investment Advisor in the States of Kansas and Missouri. RISE Consulting, LLC may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements.  Insurance services are offered by RISE Agency, LLC, and Omnia Executive, LLC, affiliated companies. RISE Consulting, LLC, RISE Agency, LLC, and Omnia Executive, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.  


The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the States of Kansas, Missouri or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.


Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.



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All written content on this site is for information purposes only. Opinions expressed herein are solely those of RISE Consulting, LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by RISE Retirement, LLC dba RISE Consulting, LLC, a Registered Investment Advisor in the States of Kansas and Missouri. RISE Consulting, LLC may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements.  Insurance services are offered by RISE Agency, LLC, and Omnia Executive, LLC, affiliated companies. RISE Consulting, LLC, RISE Agency, LLC, and Omnia Executive, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.  

 

The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the States of Kansas, Missouri or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

 

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

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