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Quarterly Market Review:
July - Sept 2025

The latest happenings.
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Mandatory Roth Catch-Up Contributions Begin in 2026
In September, the IRS issued final regulations related to mandatory Roth catch-ups. Beginning in 2026, those with FICA wages exceeding $145,000 will be required to make catch-up contributions on a Roth, rather than a pre-tax, basis. We've created a client alert to help explain what this may mean for high earners participating in 401(k), 403(b), and 457(b) plans.

Sara Stiles, MSFP, CFP®
Oct 93 min read
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The Markets (third quarter through September 30, 2025)
The third quarter of 2025 may best be characterized by continued strength in the equity market, moderating but resilient economic activity, and a shift in the Federal Reserve policy toward interest rate cuts.

Grant Stiles, CIO, CFP®
Oct 312 min read
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Why Did the Federal Government Shut Down? And What Happens Now?
It's impossible to predict how long the current shutdown might last, but it may be helpful to know more about why it happened and what you can expect if it continues.

Sara Stiles, MSFP, CFP®
Oct 36 min read
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One Big Beautiful Bill Act and the Small Business Owner
The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, includes several provisions that affect business owners. Here are five specific changes to pay close attention to.

Sara Stiles, MSFP, CFP®
Aug 285 min read
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Tax and Spending Bill Signed into Law
One Big Beautiful Bill Act (OBBBA) on July 4, 2025. The legislation includes multiple tax provisions that will guide individuals, business owners, and investors in planning their finances for many years to come.

Sara Stiles, MSFP, CFP®
Jul 167 min read
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Quarterly Market Review: April-June 2025
Throughout the second quarter of 2025, global trade tensions caused by reciprocal tariffs and increasing unrest in the Middle East impacted the markets on a daily basis.

Grant Stiles, CIO, CFP®
Jul 1012 min read
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New Tax Legislation: What's on the Table
H.R. 1, the One Big Beautiful Bill Act, narrowly passed the House of Representatives on May 22, 2025. The legislation is now being deliberated in the Senate, after the Senate Committee on Finance released its own version of proposed tax provisions on June 16, 2025.

Sara Stiles, MSFP, CFP®
Jun 303 min read
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Buffett Takes a Bow: 7 Lessons from an Iconic Investor
At the age of 94, Warren Buffett recently announced his retirement as CEO of Berkshire Hathaway, the massive holding company he has controlled since 1965.

Sara Stiles, MSFP, CFP®
Jun 55 min read
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Market Month: May 2025
May proved to be one of the best months for stocks in quite some time.

Grant Stiles, CIO, CFP®
Jun 212 min read
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New Tariffs Drive Market Volatility
There is an adage that the market doesn't like surprises, and part of the market reaction was due to the unusual approach.

Grant Stiles, CIO, CFP®
Apr 87 min read
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Infographic: The Top Performing Stock Market Sectors in 2024
This graphic compares S&P 500 sector returns in 2024, along with each sector's weight in the index.

Grant Stiles, CIO, CFP®
Feb 122 min read
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Market Month: October 2024
The Markets (as of market close October 31, 2024)

Grant Stiles, CIO, CFP®
Nov 3, 202411 min read
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Positive Enhancements for Retirement Savers
Section 109 of the SECURE Act 2.0 introduces significant enhancements.Â

Sara Stiles, MSFP, CFP®
Aug 29, 20241 min read
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The Markets (as of market close July 31, 2024)
Stocks closed mostly higher in July. Growth of the U.S. economy continued at a modest pace, despite the Fed's restrictive monetary policy.

Grant Stiles, CIO, CFP®
Aug 7, 202412 min read
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Quarterly Market Review: April-June 2024
Wall Street got off to a slow start to 2Q of 2024. Stocks lagged for much of April, rebounded in May, and were choppy in June.

Grant Stiles, CIO, CFP®
Jul 9, 202413 min read
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Market Month: May 2024
Stocks rebounded from a sour April, closing higher in May.

Grant Stiles, CIO, CFP®
Jun 4, 202411 min read
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Tax-Efficient Exit Planning on Main Street
Did you know you can buy our sell a business without needing to secure financing, and without paying brokerage commissions or six figures...

Sara Stiles, MSFP, CFP®
Jan 19, 20211 min read
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How to Protect Your Small Business from Cyber Threats
Risk management is a key component in any successful business plan. In today's world — where data breaches are common occurrences — it's esp

Sara Stiles, MSFP, CFP®
Dec 30, 20205 min read
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Real Estate as an Investment: the why's and how-to's
Sara Stiles invites real estate experts, Vinny Monarez and Kim Martin, to help her discuss how real estate fits into financial planning.

Sara Stiles, MSFP, CFP®
Mar 27, 20201 min read
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Simplified Succession Plans for Main Street
The transfer of a business doesn’t have to be complicated for closely held businesses. Nor does it have to be so expensive.

Sara Stiles, MSFP, CFP®
Mar 18, 20204 min read
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